doctors malpractice insurance Insurance Broker
Medical Professional Liability
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Doctors Malpractice Insurance

We provide medical malpractice insurance to doctors in select states. As brokers, we have access to multiple 'A' rated carriers that offer medical malpractice insurance to doctors practicing in all fields. To get quotes, please complete an application and return to us.

Why do physicians and surgeons need doctors malpractice insurance?

Doctors perform the medical diagnosis an treatment of their patients. Medicine is not a perfect science and doctors sometimes make mistakes. Some common types of errors made by doctors include incorrect diagnosis, delayed diagnosis, failure to perform test, misinterpretation of test results, failure to follow up, and medication errors. Doctors working in some specialties are more likely to be sued for medical malpractice than others. Some of the riskiest medical specialties include obstetrics/gynecology and most types of surgeons while some of the less risky medical specialties include dermatology and occupational medicine.

Whatever the specialty may be, doctors always face exposure to medical malpractice claims, even if no error was made. Once a claim is reported, it can take years before it is resolved. Litigation is usually costly and awards can be significant. Malpractice insurance provides physicians and surgeons with the protection and support needed if a lawsuit is brought against them. This is why physicians and surgeons should always have this coverage.

What coverage does a doctors malpractice insurance policy provide?

A medical malpractice insurance policy is usually written on a claims made basis. The typical policy provides coverage for damages and defense in connection with covered claims reported to the insurance company during the policy period and resulting from a medical incident which took place on or after the retroactive date. The majority of policies are written with limits of $1 million/$3 million (per incident/annual aggregate).

As every policy is different, it is important for physicians and surgeons to review the policy exclusions and the additional coverages offered before making their selection.

We provide doctors malpractice insurance in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.
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