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Medical Professional Liability

Medical Malpractice Insurance for Dermatologists and Dermatology Clinics

What type of work do dermatologists do?

A dermatologist is a physician who has acquired a dermatology degree from an established medical academic institution and specializes in the diagnosis and treatment of skin disorders. Dermatologists also study the structure and functions of the skin, and the relationship between skin pathologies and malfunctions of other organs of the body.

Trained dermatologists usually combine several activities - seeing patients in public hospital clinics and/or in private practices, acting as consultants to other specialists, teaching, and delving into clinical or basic research.

Dermatologists can identify diseases, perform surgery, and prescribe treatment just by looking at the skin. The practice of dermatology bridges many fields including internal medicine, resolving life threatening diseases and cancers, cosmetic enhancements, repairing disfiguring traumas or burns, and helping to create life changing and emotional breakthroughs, restoring confidence, dignity and health from the inside out. Dermatologists see an entire age range of patients, from children, to teens, to adults.

Cosmetic dermatology, dermatopathology, immunodermatology, Mohs surgery, pediatric dermatology and teledermatology are the subspecialties of dermatology.

Why do dermatologists need medical malpractice insurance?

Dermatologists are by no means exempt from malpractice insurance worries. While dermatology is still a low-risk medical specialty, dermatologists are advised to take certain steps to decrease the chance of being on the wrong end of a malpractice claim. Many of these steps involve informing the public and patients about realistic expectations from treatment. Unrealistic expectations produce patient dissatisfaction and provide material for lawsuits.

Dermatologists face exposure to medical malpractice claims. Once a claim is reported, it can take years before it is resolved. Litigation is usually costly and awards can be significant. Medical malpractice insurance brings peace of mind to dermatologists by knowing that if a lawsuit is brought against them, they will be protected by their insurance company.

What coverage does a medical malpractice insurance policy provide dermatologists?

A medical malpractice insurance policy is usually written on a claims made basis. The typical policy provides coverage for damages and defense in connection with covered claims reported to the insurance company during the policy period and resulting from a medical incident which took place on or after the retroactive date.

As every medical malpractice insurance policy is different, it is important for dermatologists to review the policy exclusions and the additional coverages offered before selecting an insurance company.

Call us at 1-877-245-5887 if you have any questions or wish to discuss your medical malpractice insurance needs. We're looking forward to earning your business.

We provide medical malpractice insurance to dermatologists and dermatology clinics in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.
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