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Medical Professional Liability

Medical Malpractice Insurance for Ophthalmologists and Ophthalmology Clinics

What type of work do ophthalmologists do?

An ophthalmologist is a medical or osteopathic doctor who specializes in eye and vision care. Ophthalmologists are specially trained to provide the full spectrum of eye care, from prescribing glasses and contact lenses to complex and delicate eye surgery. Many ophthalmologists are also involved in scientific research into the causes and cures for eye diseases and vision problems.

While all ophthalmologists specialize in eye problems and can treat all conditions, some decide to specialize in a specific area of medical or surgical eye care, such as:

    Cornea and external disease
    Ophthalmic pathology
    Ophthalmic plastic surgery
    Pediatric ophthalmology
    Vitreoretinal diseases

Why do ophthalmologists need medical malpractice insurance?

Ophthalmologists are by no means exempt from malpractice insurance worries. While ophthalmology is still a low-risk medical specialty, ophthalmologists are advised to take certain steps to decrease the chance of being on the wrong end of a malpractice claim. Many of these steps involve informing the public and patients about realistic expectations from treatment. Unrealistic expectations produce patient dissatisfaction and provide material for lawsuits.

Improper performance of eye surgery can give rise to a malpractice claim. This happens occasionally with cataract surgery, glaucoma treatment (including failure to use more advanced techniques to open up the drainage channels in the eye), and LASIK surgery.

Cataract surgery is the most frequently performed ophthalmic procedure in the United States, and thus the source of the majority of the medical malpractice claims for ophthalmologists.

Once a claim is reported, it can take years before it is resolved. Litigation is usually costly and awards can be significant. Medical malpractice insurance brings peace of mind to ophthalmologists by knowing that if a lawsuit is brought against them, they will be protected by their insurance company.

What coverage does a medical malpractice insurance policy provide ophthalmologists?

A medical malpractice insurance policy is usually written on a claims made basis. The typical policy provides coverage for damages and defense in connection with covered claims reported to the insurance company during the policy period and resulting from a medical incident which took place on or after the retroactive date.

As every medical malpractice insurance policy is different, it is important for ophthalmologists to review the policy exclusions and the additional coverages offered before selecting an insurance company.

Call us at 1-877-245-5887 if you have any questions or wish to discuss your medical malpractice insurance needs. We're looking forward to earning your business.

We provide medical malpractice insurance to ophthalmologists and ophthalmology clinics in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.
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