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Medical Professional Liability

Medical Malpractice Insurance for Pulmonologists and Pulmonology Clinics

What type of work do pulmonologists do?

Pulmonology is the subspecialty of internal medicine that involves the diagnosis, treatment, and prevention of lung diseases.

Pulmonologists assess patient medical history, perform physical examinations and diagnostic tests, and discuss treatment options with patients. They often use imaging technologies for assistance in diagnosis. Pulmonologists work with patients with many conditions such as asthma, pneumonia, emphysema, tuberculosis, chest trauma, and chest infections.

A pediatric pulmonologist provides comprehensive evaluation and management for children with respiratory disorders, including chronic/recurrent cough or wheezing, asthma, pneumonia, apnea, sleep-disordered breathing, hypoventilation syndromes, chronic lung disease and interstitial lung disease. By virtue of training, experience, and curiosity, the pediatric pulmonologist is intimately involved in research, teaching, and public policy. Pediatric pulmonology procedures include flexible fiberoptic bronchoscopy, bronchoalveolar lavage, transbronchial and mucosal biopsy, and interpretation of pulmonary function studies and polysomnograms.

Why do pulmonologists need medical malpractice insurance?

Pulmonologists are by no means exempt from malpractice insurance worries. Pulmonologists are advised to take certain steps to decrease the chance of being on the wrong end of a malpractice claim. Many of these steps involve informing the public and patients about realistic expectations from treatment. Unrealistic expectations produce patient dissatisfaction and provide material for lawsuits.

Once a claim is reported, it can take years before it is resolved. Litigation is usually costly and awards can be significant. Medical malpractice insurance brings peace of mind to pulmonologists by knowing that if a lawsuit is brought against them, they will be protected by their insurance company.

What coverage does a medical malpractice insurance policy provide pulmonologists?

A medical malpractice insurance policy is usually written on a claims made basis. The typical policy provides coverage for damages and defense in connection with covered claims reported to the insurance company during the policy period and resulting from a medical incident which took place on or after the retroactive date.

As every medical malpractice insurance policy is different, it is important for pulmonologists to review the policy exclusions and the additional coverages offered before selecting an insurance company.

Call us at 1-877-245-5887 if you have any questions or wish to discuss your medical malpractice insurance needs. We're looking forward to earning your business.

We provide medical malpractice insurance to pulmonologists and pulmonology clinics in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.
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