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Medical Professional Liability

Pediatrician Malpractice Insurance

What type of work do pediatricians do?

A pediatrician is a physician who provides medical care to children, generally from newborns to teenagers.

The American Academy of Pediatrics provides the following definition: Pediatrics is the specialty of medical science concerned with the physical, mental and social health of children from birth to young adulthood. Pediatric care encompasses a broad spectrum of health services ranging from preventive health care to the diagnosis and treatment of acute and chronic diseases.

The procedures performed by pediatricians can be as simple as the removal of excessive ear wax and the administration of vaccines to the riskier procedures, such as the diagnosis and treatment of infectious diseases.

Pediatricians may also perform some minor surgeries, such as removing warts and correcting in-grown toe nails. However, major surgeries are usually performed by pediatric surgeons, which is a separate but related specialty.

Why do pediatricians need malpractice insurance?

Pediatricians tend to have a lower risk of malpractice lawsuits, especially those who perform no surgeries at all.

However, the risk of a lawsuit is still real and is commonly associated with a delayed diagnosis, incorrect diagnosis, failure to perform test, misinterpretation of test results, failure to follow up, and medication error.

Once a claim is reported, it can take years before it is resolved. Litigation is usually costly and awards can be significant. Malpractice insurance brings peace of mind to pediatricians by knowing that if a lawsuit is brought against them, they will be protected by their insurance company.

What coverage does a malpractice insurance policy provide pediatricians?

A malpractice insurance policy is usually written on a claims made basis. The typical policy provides coverage for damages and defense in connection with covered claims reported to the insurance company during the policy period and resulting from a medical incident which took place on or after the retroactive date.

As every malpractice insurance policy is different, it is important for pediatricians to review the policy exclusions and the additional coverages offered before selecting an insurance company.

Call us at 1-877-245-5887 if you have any questions or wish to discuss your malpractice insurance needs. We're looking forward to earning your business.

We provide pediatrician malpractice insurance in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Illinois, Indiana, Iowa, Kansas, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Washington, Wisconsin, Wyoming.
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